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Homeowner Loans
Another bill has just landed through the letterbox and your still haven`t paid the monthly direct debt to the utility firm. You`ll have to sort out funds for your credit cards next week and then there are the catalogue payments to make. It`s the same story each and every month where you struggle to keep on top of your regular payments. Having taken out dribs and drabs of loads over the last few years you now have to pay a number of companies back. What if you could amalgamate all of your loans into one fixed monthly payment? Suppose you could reduce the amount that you pay each month by spreading the payments over a longer period of time. Look into the various Homeowner Loansthat are available at the moment and you could end up paying less in repayments each and every month. Price comparison sites are the places to look if you want one of the Homeowner Loans. They`ll scour the marketplace searching for Homeowner Loansthat will suit your individual needs. Combine all of your debts into one slightly larger loan amount and you should have more money each month that can be put away for a rainy day.

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Many people in the UK, in fact as many as one in three UK taxpayers have paid too much tax! The Taxation People, are a forward thinking online accountancy service that specialise in helping people who might be eligible for a tax refund. They offer a online service, with a simple and easy to follow process that will get you the refund you are entitled to. I would urge you to check out The Taxation People, where if you have been or are currently employed The Taxation People can help you get a Tax Refund. The Taxation People are a trading name of Greer & Taylor LLP a respected and trusted accountancy service provider who offers a number of online services. Initially they are only offering the Tax Refund service that can be found at www.thetaxationpeople.com, but Greer & Taylor LLP are about to lauch a cost effective Self Assesment Service, keep an eye on www.greer-taylor.com for more information.

One of the most popular Exchange Traded Funds, the NASDAQ 100 Trust, known as the cubes, may be soon having some strong competition. The cubes (QQQQ) have been the default Fund for the tech industry. This may be about to change.

A new exchange traded fund due to be introduced next year is being planned by Archipelago Holdings Inc. This ETF will cover the technology sector; however it is covering the technology sector with a twist. Current technology funds give technology companies weight in the index based on market capitalization. Companies with large market capitalizations such as Microsoft would have a larger influence on the index. For example many technology indexes give Microsoft a 10% or more weight in the index.

Archipeligos? new index will be price weighted. Companies with the highest price will be given more weight in the index. By this method Microsoft may only have a 1% weight in this new ETF while Genentech would make up 3.3% of the index.

Another difference is this new fund will have a 25% investment in healthcare companies, which are outside the traditional tech sector. The highest priced issue in the index will be Genentech. Genentech will have the greatest weight in this index.

This new fund will be very similar to an existing index. This is the ArcaEx Tech 100 index. Over the past five years the ArchEx Tech 100 index has trounced the performance of the QQQQ. Over this period the QQQQ has shed about 10% a year, while during the same period of time the ArcaEx Tech 100 index has only shed about 2.4% a year. This is primarily due to the smaller cap stocks that make up the index and the fact it includes 25% investment in the healthcare industry. This performance alone is bound to attract a lot of attention and competition for the NASDAQ 100 Trust.

The QQQQ has about $1 Billion invested. If the new fund gets even only 5% of that it will be a billion dollar fund right out of the gate. This new fund is due to be introduced in early 2006, pending approval by the SEC.

News, articles, and performance of exchange traded funds are updated weekly at http://www.exchangetradedfundinvestments.com

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