Article01.htmlMany people in the UK, in fact as many as one in three UK taxpayers have paid too much tax!
The Taxation People, are a forward thinking online accountancy service that specialise in helping people who might be eligible for a tax refund. They offer a online service, with a simple and easy to follow process that will get you the refund you are entitled to.
I would urge you to check out
The Taxation People, where if you have been or are currently employed
The Taxation People can help you get a Tax Refund.
The Taxation People are a trading name of Greer & Taylor LLP a respected and trusted accountancy service provider who offers a number of online services. Initially they are only offeering the Tax Refund service that can be found at www.thetaxationpeople.com, but Greer & Taylor LLP are about to lauch a cost effective Self Assesment Service, keep an eye on www.greer-taylor.com for more information.
Unsecured LoansAnother large garage bill makes you wonder if it`s really worth spending any more money on the car. It has reached the time in its life when it`s started to cost you in upkeep and a newer model might prove to be less bothersome. With no savings to speak of you might be considering one of the
Unsecured Loans that a price comparison site has pinpointed for your needs. You looked at the
Unsecured Loans a few months ago but haven`t done anything about it since. Using the website that searches for low cost loans is easy as you simply enter the loan amount that you are interested in, the time period that you need it for and the purpose of the loan. The company will also need your employment status and some information about you. An initial assessment will take place for the best quote available and once the loan comparison site has found the best quote, they`ll be in touch with you. Think about the type of car that you could get with one of the
Unsecured Loans and how much cheaper it would be to run. You could even combine a few of your other smaller loans into the new one to cut down on your monthly outgoings.
Lets stop snoozing and start ?stoozing?
Do not think that we are trying to get you involved in any criminal activities here, we?re not and the whole process is legal and above board and will give you the chance to get one over on the credit card companies, who have been relieving us of our cash for many years now.
First of all you will be itching to know what ?stoozing? is, well the way that it works may sound a little complicated, but when put into practice it is a lot easier than trying to explain.
Step 1
This is how it works, what you have to do is to apply for two separate credit cards that are giving you a introductory deal with a 0% interest free period and make sure that one of your new credit cards will let you transfer your credit limit into a bank account. So make sure that you have opened a high savings account at your bank, if not then putting the money into your current account will be fine, until you can open up a savings account afterwards.
Step 2
Then you come to the second of the two credit cards and this where you may find that things become a little confusing. If the second credit card does not have the facility that lets you transfer the cash from the credit card straight into the bank account, then here is what to do, ask the issuer of the second credit card to balance transfer from the first card onto the second credit card, this is a back to front way of doing things but this will move money from the second credit card to the first one. This transaction is regarded as moving a negative balance on to the other credit card, so will work in reverse. Once completed all you have to do is ask the lender of the first credit card to transfer this balance to your high interest savings account.
After you have navigated all of this, you will now be in possession of a bank balance that is gathering interest, with the satisfaction of knowing that the money that is making you money, has come from a couple of credit card companies, who have given you an interest free loan.
Remember to pay the minimum payments!
All of this doesn?t come without a couple of problems that may trip you up. Firstly always and I will stress ALWAYS make sure that you meet the minimum payment and the minimum payment only and make sure that it is paid on time.
Plan ahead?
Secondly make sure that you have your next set of two 0% interest credit cards applied for 5 to 6 weeks before the original two cards are coming to the end of the 0% introductory period. Remembering that one must have the facility to transfer the cash straight into your savings account)
For credit card advice please visit here http://www.creditcards-gb.co.uk/creditcardadvice.html
As soon as these new credit cards have arrived transfer what you owe over to the first two cards to clear them and then cancel the original two credit cards, making sure that you tell the issuer to let their credit agency?s know.
If for some reason that your next two credit cards are not in place, then you will have to withdraw the cash that you owe to the cards from your account and pay them off in full, because remember you are doing this to make money on the interest, not to pay it.
This can be carried on again and again, as long as you can get the 0% interest free period and you are willing to let the cash lie in the bank without touching it.
